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Aware Super has roughly 60,000 members in WA after taking over WA Super in late 2020.

Your MoneyCommentsPremiumTelstra Super, Aware Super exploring $228b merger deal

Telstra Super has signed a memorandum of understanding with Aware Super — Australia’s third biggest super fund — to explore a merger deal.

Cheyanne Enciso

Saving bonds are now low-fee and commissions are banned.

Your MoneyCommentsPremiumBonds are back to dodge $3m super tax whack

With legislation to enact the extra tax on superannuation balances over $3m about to be debated, attention is turning to alternate investment vehicles which can be used by anyone, not just the wealthy.

Nick Bruining

The ASX reckons more than $200 billion is now invested in ETFs — a 20-fold increase over the past decade.

Your MoneyCommentsThe one type of ETF you really should avoid

With exchange-traded funds increasing in popularity, investors are being warned about the risks of pouring money into one particular investment vehicle.

Nick Bruining

In shared experiences, where money is unavoidable, how does ‘who pays’ affect people’s wellbeing benefits?

Fair ShareCommentsPremiumWhose shout? Why splitting the bill could make you happier

When an outing calls for upfront payment — such as admission to the cinema, a play or a theme park — the question of who covers it can shape the tone before the fun even begins.

Aimee E. Smith

You will require the most insurance cover in your late 30s to early 50s when debt is at its highest, living off one income and paying for school fees.

Peace of MindCommentsPremiumHere’s why you need income protection insurance

Have you ever thought about what might happen to you and your family if you suddenly couldn’t work? Here’s the different policies you can get and what they cover ...

Jovan Cvetkoski

Amassing a massive share portfolio is the goal. But what happens when you want to sell the shares? What are the tax implications and how much capital gains tax will you pay?

Bruining Q+ACommentsPremiumHow can I leave a $1.16m share portfolio to my grandkids?

Q+A: Amassing a massive share portfolio is the goal. But what happens when you want to sell the shares? What are the tax implications and how much capital gains tax will you pay?

Nick Bruining

There are 27 new additions to Perth’s million-dollar club.

PropertyCommentsPremiumThe surprise new suburbs in Perth’s million-dollar club

A third of Perth — 34 per cent of all suburbs — now have a median house sale price of at least a million dollars. SEE THE FULL LIST.

Kim Macdonald

Nearly 1.5 million Australians were ‘at risk’ of mortgage stress in the three months to June.

EconomyCommentsMortgage stress risk rises despite RBA rate cut relief

The share of homeowners at risk of mortgage stress ticked up in June despite the Reserve Bank of Australia delivering two rate cuts this year in some much-needed financial relief for households.

Cheyanne Enciso

It’s time to fess up. Be honest. Those lies you’re telling yourself about how much you REALLY spend are stopping you building wealth and creating a better future.

Your MoneyCommentsPremiumThose big little lies that stopping you building wealth

It’s time to fess up. Be honest. Those lies you’re telling yourself about how much you REALLY spend are stopping you building wealth and creating a better future.

Bruce Brammall

When adult children see their parents living very well and spending ‘their inheritance’, they start to fear there will be nothing left when Mum and Dad bid them farewell. And that’s feeding a big rise in abuse.

Your MoneyComments‘Inheritance impatient’ kids can’t wait for parents’ money

When adult children see their parents living very well and spending ‘their inheritance’, they start to fear there will be nothing left when Mum and Dad bid them farewell. And that’s feeding a big rise in abuse.

David Thompson

A fix is needed to make a retirement income system stacked against women, fairer.

Balancing ActCommentsPremiumThe math shows women are getting a raw deal in retirement

The numbers don’t lie! In a nutshell, women need to survive longer on an income that is less than they need . . . using a system that is stacked against them. There’s a very simple fix, so why don’t we do it?

Nick Bruining

Spouse-splitting is a popular technique which allows couples to transfer some of their superannuation to a partner.

Your MoneyCommentsPremiumHacks to bridge the superannuation gap with spouse splitting

The looming tax on superannuation balances over $3 million might not affect many, but strategies used to reduce its impact could have benefits for any couple with a fund imbalance.

Nick Bruining

Just outside Centrelink’s asset test threshold to be eligible for a part pension? Bummer. Here’s the tricks you need to sneak in under the wire and start collecting a fortnightly payment.

Bruining Q+ACommentsPremium$1m-plus in assets? No sweat! Do this to get a part-pension

Q+A: Just outside Centrelink’s asset test threshold to be eligible for a part pension? Bummer. Here’s the tricks you need to sneak in under the wire and start collecting a fortnightly payment.

Nick Bruining

Australian superannuation funds generated strong returns during the 2024-25 financial year. (Angela Brkic/AAP PHOTOS)

Personal FinanceAmid market chaos, most growth super funds deliver double-digit gains

A median growth superannuation fund posted a return of 10.5 per cent last financial year, taking their three-year performance to over 30 per cent.

Derek Rose

Block Earner said it would become the country’s first Bitcoin-backed home loan.

Housing marketCommentsPremiumBitcoin mortgages hit Aussie market ... but check out the rates!

Australia’s first crypto-backed home loan is set to launch after the product’s owners won a lengthy fight with the corporate regulators.

Cameron Micallef

The exterior of Garden Towers

Commercial PropertyCommentsFinbar dividend returns amid $1b development pipeline

Finbar plans to reduce joint venture projects to fully leverage its relationship with building company Hanssen

Kim Macdonald

The Reserve Bank of Australia plans to kill off surcharge fees on card payments.

Your MoneyCommentsPremium‘Screwed’: Consumers to wear cost of RBA card surcharge ban

Shoppers celebrating the end of surcharge fees on card payments have been warned they’ll end up covering the cost anyway, when retailers are forced to build-in the charge.

Cheyanne Enciso

The RBA wants to cut card surcharge costs.

analysis
analysis
Your MoneyComments
analysis
RBA plays its cards right in surcharge blitz

JACKSON HEWETT: Who pays for the financial pipes?

Jackson Hewett

Michele Bullock, governor of the Reserve Bank of Australia.

Your MoneyCommentsRBA’s hold keeps consumer sentiment recovery in check

Last week’s move by the Reserve Bank to hold fire on a third interest rate cut for 2025 has failed to dampen the spirits of Australian consumers.

Daniel Newell

The RBA found avoiding surcharges had become harder as consumers embraced card and digital payment methods over cash.

Your MoneyCommentsRBA flags blanket ban on all card surcharging to save $1.2b

The Reserve Bank has flagged an end to a bugbear of almost every Australian shopper — debit and credit card surcharge fees.

Daniel Newell

Former cafe staffer Mia McDowall urges young workers to fight for their minimum entitlements.

Remuneration'It's rife': Third of young workers report wage theft

One in three young workers report being financially exploited across the economy and there are concerns the true number could be much higher.

Rachael Ward

Am I better off drawing a lump sum from my super each year?

Your MoneyCommentsPremiumAm I better off drawing a lump sum from my super each year?

Q+A: Am I better off drawing a lump sum each year from the super fund, or transferring the money to a RI allocated pension — which converts super into a regular income — and then drawing from this account?

Nick Bruining

Funeral pre-payment has become big business for those in the funeral business.

Your MoneyCommentsPremiumHow to get Albanese to pay for your final send-off

Buried amongst a suite of changes to apply from July 1 is an increase in the amount of money you can pre-pay towards your funeral.

Nick Bruining

The only significant change to superannuation numbers that occurred on July 1 was a $100,000 increase in the transfer balance cap from $1.9 million to $2m. 

Nick BruiningCommentsPremiumThe big July 1 super change that affects your contributions

This change has the potential to affect how much you can contribute to super and how much ends up being completely tax free in retirement.

Nick Bruining