Personal Finance

New launchInterest grows in WA money matters app

WA-based fintech WeMoney is one of the sector’s newest players but is already making strides to separate itself from the industry giants.

Kate Purnell

SMARTdailyThis car cost can guzzle your cash

Busy lifestyles and a lack of understanding can cause many motorists to waste money by failing to check one key expense.

Anthony Keane

Cost pressuresYoung consumers worse off during COVID-19

A growing number of young people are failing to service their debt and missing other payments as the pandemic downturn drags on.

Hannah Ryan

ExclusiveInterest rate home loan customers need

Consumers with needlessly high mortgage rates are throwing away hundreds of dollars each month, but it can be easy to get a better deal.

Sophie Elsworth

Savings bonanzaThe hottest Black Friday deals available

Savvy shoppers will be racing to snap up bargains at the Black Friday sales and these are some of the best bargains on offer.

Sophie Elsworth

Instant rewardThird of shoppers forego flight points for vouchers

Australians are opting to cash in credit card points for grocery vouchers and gift cards instead of retaining rewards to spend on flights.

Gerard Cockburn

Huge savingsFive tips to get the best out of Black Friday deals

Savvy consumers should be planning ahead this week to ensure they can snap up the best Black Friday deals. Experts reveal how best to shop and save.

Sophie Elsworth

opinion
opinion
Two halves
opinion
Super system inequities not fit for the future

Paul Keating’s system has done a brilliant job of building healthy nest eggs and is a glorious structure for high income earners and keen savers. But for all that is good, not everyone is equal.

Neale Prior

Warning signsWhiplashed $7tr housing market faces big stress test

While the housing strength is good news for the economy’s recovery further gains risk fuelling the bubble that is destined to pop one day, leaving a trail of bad debts.

Michael Heath

Hip pocket painCredit card customers hit by excessive interest rates

Credit card interest rates have remained extremely high despite the Reserve Bank of Australia slashing the cash rate. Find out the best credit card deals.

Sophie Elsworth

How low to go?Banks in race to bottom to find floor for home loans

It started as a trickle in July, and there’s now a flood of lenders offering home-loan interest rates below 2 per cent.

Anthony Keane

Check it outEasy solution to costly problem of US dividend cheques

Like thousands of other former Alinta Gas investors, Gwelup retiree Mark See gets dividend cheques from US-based Brookfield Infrastructure Partners raging from just a few cents to $US50.

Nick Bruining

Costs climbingHuge new sum Aussies need to retire

Prices for everyday items are rising, and it means retirees need more money in their nest eggs to live comfortably.

Sophie Elsworth

TOP SELLING ITEMSPerth to splurge but parents spend less on Black Friday

WA parents penny-pinch when compared with the rest of the nation in terms of buying for children on Black Friday — but WA is tipped to record its biggest splurge during the shopping event this year.

Caitlyn Rintoul

See the listAir fryers and Dyson on sale: Black Friday deals start early

Black Friday sales are starting early as retailers manage crowds through COVID. Here’s how to get great appliance deals.

Anthony Keane

OpinionPower-hungry Premiers are ruining our holiday plans

You’d think it would be pretty simple to book a holiday — but power-hungry Premiers are making it harder. Sophie Elsworth explains why.

Sophie Elsworth

ExclusiveCost of COVID: What you’re paying more and less for

The coronavirus recession has kept inflation extremely low, but a surprising number of household costs have climbed. See the list and how you can reset your budget.

Anthony Keane

Mortgage tipsFive ways to get a cheaper home loan rate

Home loan interest rates have dropped sharply this year, some below two per cent. Here’s how to ask for a cheaper deal.

Anthony Keane

Retirement savingsSuper rise a deterrent for hiring: Carnell

Making a decision now on whether to hike compulsory super contributions would be a ‘mistake’, says the small business ombudsman.

Danielle Le Messurier

New safe haven?Bitcoin ‘whales’ take gloss off gold

Bitcoin is seizing the spotlight from gold as a hedge against risks such as further dollar weakness or a pick-up in inflation, after widening its performance lead over the yellow metal.

Joanna Ossinger

‘Catastrophic losses’Sterling First key player cops $100,000 fine and ban

The Federal Court has rubbed out and fined the boss of a failed financial services company that played a key role in the collapsed Sterling First rent-for-life schemes.

Neale Prior

Down againANZ savings cut a ‘hard pill to swallow’

The bank’s savers have been dealt a major blow after savings rates were slashed more than what was handed down by the RBA in a move described as a ‘hard pill to swallow’.

Gerard Cockburn